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Credit Cards Use on Phangan Island

Phangan Island Business | Using your credit cards safely in Koh Phangan

Using your credit cards safely in Koh Phangan means just taking extra precaution in where you use your card and how often you use it. If you are from the United States, you may notice the difference in using your credit cards safely from the way you use them in your hometown. Credit cards are not as popular on the island, and even though most retailers do take VISA and MasterCard, cash in Thailand baht is much more acceptable.

Bank debit cards are also very popular on the island. These are frequently used because they can be used on ATM's, which process the card's linked checking account and spit out money in the local currency, Thai baht. Using your credit cards safely in Koh Phangan also means knowing where you may need cash.

If you plan on using your credit cards on Koh Phangan, here are a few ways you can do safely:

  1. Notify your credit card company that you are traveling to Koh Phangan. If your card company knows you are there, they will be able to assist you in keeping your funds protected. They will help you identify any suspicious charges before they appear on your statement too. They may help you when you're using your credit cards safely in Koh Phangan.
  2. Be careful where you use your card. Credit card and credit information theft is high in Koh Phangan, like most other places; so if you are at a retailer or restaurant that seems untrustworthy, use cash instead. Moreover, don't ever let a server or a merchant leave your site while they have your card in hand. Make sure that you can see them with your card at all times. This act alone may help you when you're using your credit cards safely in Koh Phangan.
  3. While on the island, using your credit cards safely in Koh Phangan means check your online statements as often as you can so you can continue using your cards safely in Koh Phangan, and try to use either your bankcard or cash as much as possible and you should be fine.

Using your credit cards safely in Koh Phangan doesn't have to be a chore. Know these tips, and your visit will amount to sheer perfection.


Last Updated: 09 Sep 2009